Effect of compounding

Students will understand the difference between simple and compound interest using a graphical method. They will also understand the effect of compounding as the duration of investment increases.

Stock Market Simulation

Students will participate in a simulated stock market, where they can actively buy and sell shares of an electric car company over a span of 360 days. Students will encounter various market events that influence share prices, presenting them with opportunities and challenges

Familiarizing progressive tax

Students will engage in real-world financial calculations as they determine the federal income tax owed by four individuals, each with varying income levels. The exercise explores the progressive tax structure and its implications on tax liability.

Investment Simulation: Diversifying for Profit

Students will run a simulation in which they need to spread the initial money of $10,000 across the shares of three companies that have varying risks and returns. The simulation will run for 50 years, showing the share price each year. The target is to make a profit of $20,000 at the end of the simulation.

Fractions: Computing the Total Purchase Cost

The activity will test the knowledge on fractions, multiplication of fractions to solve real world problems.

Amortization Graph - Home Loan

Students will adjust the interest rate slider and loan duration slider to see how the amortization graph changes. They will understand that, in the initial months, a huge portion of their monthly payment goes to interest.

Americans Average Monthly Expenses

Students will read a graph showing the average monthly expenses of Americans and answer the review questions. Students will also adjust the budget to cover an unforeseen incident.

Choosing Your Car Insurance

Students will pick any one of the four car insurance plans, see the coverage details and the premium to be paid. Then they will a series of events happening to their car over four years and find out how the insurance policy they selected is helping.

Daily Nutrition Needs - Create Meal Plan

This activity aims to teach students about daily nutritional needs in a fun and engaging way. Students will choose their main course, side, and beverage for breakfast, lunch, and dinner while tracking 10 nutrient values to ensure that they stay within the daily limit. By adjusting their portion sizes, students can also customize their nutrient intake. At the end of the activity, students will receive a score based on how many nutrients they managed to stay within the limit.

Design Your Monthly Budget

Students will design a monthly budget by allocating the given salary for different discretionary expenses but still trying to save at least 10% of their salary for the future.

Amortization Schedule

Students will read and understand the amortization schedule of a car loan (tabular and graphical format), change the loan duration to see how it affects the amortization table, and finally answer some review questions.

Torque: Fulcrum Balancing Simulation

Run simulation of a lever, record the positions of weight on either sides that balances the lever.

Insurance Pooling: How insurance companies make profit

Students will understand the concept of insurance pooling and will calculate the total profit of a fictitious auto insurance company in an year.

Budgeting - Classify Expenses

Students will sharpen their budgeting and categorization skills by sorting given expenses into predefined budget categories through a user-friendly drag-and-drop interface.

Home Loan Simulation

Students will be given a profile with total savings, monthly salary, etc. and then they have to choose the down payment, points to purchase, and the loan duration to purchase a house.

Floor Plan - Measuring Room Sizes

Students will analyze the given floor plan and measure the length and width of each room in feet.

Impact of inflation on budgeting

Students will analyze the line graph showing the percentage change in prices of ten products from 1997 to 2022 and then answer some review questions. They will understand the need to adjust the budget to take inflation into account.

Create Your Semester Budget: Digital Worksheet

This is a digital budgeting worksheet that students can use to set their short and long-term goals, list incomes and expenses, categorize each expense, and reserve money to achieve goals.

Leasing vs Buying a Car with Loan

In this worksheet, students will read the lease details of the Toyota Camry 2023 and answer review questions based on the lease details. Then students will consider the option of buying a new Camry but with a loan and compare and contrast to see which is better.

Understanding Job Posting: Data Analysis

Students will read a sample job posting given and answer the review questions.

Perimeter : Trim Paint Estimation

Students will analyze the floor plan of a house, measure the size of each room, calculate the perimeter of rooms walls to paint the baseboards.

Savings Account Interest - Compounding Simulation

Students will understand the effect of savings account duration on compound interest earned and how an extra small contribution can lead to a bigger interest due to compounding using an interactive simulation.

Grandma's Recipe - Unit Conversion & Unit Rate

Students will convert the ingredients of Grandma's cookie from cooking units (eg: cups) to supermarket units (pounds, gallons) and then find the cost.

Opportunity Cost: Start Saving Early

If the students were about to retire at the age of 65, they would understand the total interest that can be earned if they start saving at different ages.

Statistics: Finding Averages

Analyze the tabular data that shows the attendance in different schools for different weather conditions, and find the average attendances.

Standard Deduction: Tax Calculation

Students will look up the progressive tax brackets table, and standard deduction table to calculate the taxes to be paid by four individuals with different income and filing status.

Renting vs. Owning a House

Students will compare the overall cost of renting vs. owning a house for different durations of stay. They will answer prompt questions to understand which is better in the given context.

Taxes: W-2 Form Analysis

Students will read and understand what a W-2 form is and a sample W-2 form and then answer some review questions.

Works, School, College: Pros & Cons : Career Planning

Students will understand the different options available after high school, and do a drag-and-drop activity to categorize pros, cons, and sample jobs to each of the options available.

Pricing Your Product

This is a great activity for students to learn about the fundamentals of business, particularly the relationship between demand, revenue, and profit. Through this activity, students will learn how to analyze market data to determine the optimal price for a product, which will maximize profit. They will also understand the importance of unit cost in pricing decisions and how it affects the overall profitability of a business.

What are employers looking for

Students will explore the essential skills that employers highly value in recent graduates, students will also rate their preparedness for each of the given skills.

With and Without Insurance

Students will unfold 10 events happening across 10 years of two individuals - One with insurance and one without insurance. The activity helps students to understand the benefits of insuring.

Taxes: Paystub analysis

Students will read and understand the given paystub of an employee, understand the various taxes paid, and answer review questions to reinforce their understanding.

How do banks pay interest on your savings?

Students are frequently puzzled by how banks manage to pay interest on the money they hold in deposits and, at the same time, generate profits. Through this worksheet, students will find that banks make profit by lending money as loans.

Analyzing John's Budget

Students will read and understand the budget of a hypothetical person, Mr. John, categorize each expense into different categories, analyze the expense chart and answer some review questions.

Analyzing Homeowners Insurance

Students will read and understand a sample homeowner's insurance, understand the coverage details, premium, deductible etc.

Analyze Resume

Students will read and understand the given resume of a person and answer the review questions.

Jobs vs Salary : Data Analysis

Students will analyze tabular and graphical data showing the median salary of different occupations. Students will also answer some review questions based on the data.

Analyzing Microsoft, Tesla and Apache Stock

Students will analyze the change in share prices of three stocks - Microsoft, Tesla, and Apache Corporation - over a 10-year period. They will understand that not every stock will give positive returns and the importance of timing in the market.

Reading Comprehension: American Life & Labor at Chicora Wood

Students will read an interesting passage about Chicora woods and answer 3 questions using a rich text editor

Ratio Practice

Students can practice writing ratios in different notations by looking at the given images.

Wordle

A word game to identify the 5 letter word hidden in the cells. Students will have 6 tries to find the word.

Crossword : Animals

Students will solve a crossword puzzle that contains animal names

Career Planning: Most New Jobs - Data Analysis

Students will analyze tabular and graphical data about the careers with the most opportunities in the future (2021-2031) and their median pay. Then they will write about their career aspirations.

Needs & Wants

This activity will provide an opportunity for students to practice distinguishing between needs and wants. The activity also is a budgeting activity that teaches the importance of managing their money and time to satisfy their needs and wants.

Algebra: Writing equation for perimeter

Students are asked to write an equation to find the paint needed for painting the wall baseboards, door trims, and doors.

Fastest Growing Jobs in USA: Career Planning

Students will read and understand the growth rate (from 2021-2031) and the median salary (as of 2021) of the 12 fastest-growing jobs in the USA and then will do a drag-and-drop sorting of the jobs.

Health Insurance: Comparing Plans

Students will compare and contrast two health insurance plans, they will analyze the deductibles, coinsurance, copay etc., and then will answer review questions.

Area: Flat Paint Estimation

Students will use the given floor plan and find the wall area to be painted excluding the doors and windows.

Halloween Races : Speed, Distance & Time

Students will use the speed-distance-time formula to calculate the speed of different Halloween characters.

Algebra: Automating Estimate for Walls

Students are asked to write an equation to find the paint needed for painting the walls excluding the door and window areas.

Classifying to career clusters

A drag and drop activity to classify different careers into the given set of clusters

Loan term

Loan term

Health Insurance - Analyzing Hospital Expenses in USA

Students will read and analyze the hospital expenses for different treatments and for the hospital stays in different states for an uninsured individual. Students will answer review questions and understand the importance of health insurance.

How Shares Work and How Events Affect Share Prices

Students will see the series of events happening to a company and to the market and how each event affects the share price.

Calculating Monthly Payments - Home loan

Calculating monthly payment

Auto Insurance: Analyzing the Declaration Page

Students will read and understand the declaration page of auto insurance. They will understand key components like premiums, deductibles, coverage, etc. The review questions will make sure that students understand the need for auto insurance.

Compound Interest Simulation

Students will simulate the effect of interest rate and loan duration in compound interest.

Unemployment Rate - Career Planning

Students will analyze the average unemployment rate, unemployment with advanced education, and basic education data from 2000 to 2022 and then will answer review questions.

Maslow's Hierarchy of Needs

Students interact with simulated set of needs to find the allocation of time and budget resulting in best outcome.

Financial Transactions: Mastering Debits and Credits

Students will explore different types of transactions, categorize them into debits and credits, analyze the data and develop practical financial awareness.

Simple Interest: Saving for your dream house

Students will use the simple interest formula and its variations to find the interest, principal to be deposited, and the interest rate they should be looking for to get $100,000 after 10 years for their dream house.

Create Your Mutual Fund

Create your mutual fund

Savings vs Investment: Understanding the Difference

Students will invest the same amount of money in one savings scheme and two investment schemes and understand how they perform for different durations.

Risk-Reward Analysis in Investment

Students will choose any of the 5 investment schemes from a drop-down, find out the possible returns after 30 years, and the possible risk of losing all money by the end of 30 years.

Simple Car Loan Simulation

Quick start

Interest Rate

Interest rates

Taxes: Government spending analysis

Students will classify (drag and drop) different government expenses into six categories given. Students will understand that the government spends trillions of dollars in different sectors, and the money required for this is coming from taxation.

Renters Insurance: Analyzing Sample Policy

Students will read and understand a sample renters insurance policy, add add-ons using interactive controls, and finally answer review questions.

EMI Calculation

EMI calculation

Share Market Simulation

Students will simulate the "Buy" and "Sell" processes in a share market with the aim to maximize profit.

Loan term- Home loan

Loan term

Amortization Schedule-Home loan

Amortisation schedule

Relationship between loan parameters-Home loan

Loan parameters

Categorize Events

Categorise events

Data Analysis - Average Cost of Houses

Students will analyze two data tables related to home values in different states and change in values across years, they will answer review questions and understand the importance of housing cost in personal finance.

Invest for the Long Term - Risk Mangement

Students will analyze the share prices of a company called Chipotle Mexican Grill over a period of eight years, and through prompt questions, they will understand the benefit of investing for the long term.

What are college graduates looking for: Data Analysis

Students will analyze two survey results. One shows the "Perception of what is characterized as first "Good Job", and another one shows the "Length of Time It Took U.S. Graduates to Find a Good Job".

Comparison Shopping: Budgeting

Students will understand the importance of comparison shopping and then will find three different websites from where they can purchase a laptop, smartphone, and headset of the model they like. They will compare each website in terms of price, star rating, and warranty offered.

Taking Inflation into Account

Students will understand that if they don't invest their money, the value of money will reduce over time due to inflation.

Daily Nutrition Needs - Choose Breakfast, Lunch & Dinner

Students can choose up to three food items for breakfast, lunch and dinner but need to make sure that they are meeting their daily nutrition needs.

Sample Investment Opportunity

Students will analyze the share prices of Lowe's over the last 23 years, understand the trend and patterns in the share price, and through review questions, they will realize the benefit of investing early.